Edelweiss Tokio Life, a life insurance company, is a joint venture between Edelweiss Financial Services, one of India’s leading diversified Financial Services companies and Tokio Marine Holdings Inc., a global leader with over 130 years of experience in the insurance business. This lineage brings together Edelweiss Group’s deep understanding of the Indian customers and Tokio Marine’s international best practices.
The company’s approach is to help its customers meet their life-stage financial goals by providing them innovative insurance products that have been designed keeping the needs of the Indian customers in mind.

The new generation Life Insurance company delivers financial advice based on in-depth consumer research to understand customer needs. It was set up with the start-up capital of INR 5.5 bn, invested by partner companies Edelweiss Financial Service and Tokio Marine.

Core Philosophy
Our core philosophy revolves around keeping the best interests of the customers in mind. We focus on understanding the needs of the customer first and only then offering an insurance solution based on the customer’s need. To this end, our sales process involves an institutionalized Need-Based Sales approach.

Considering the rich experience of our parent companies, we can say, with great confidence that everyone we meet is likely to have a financial need that falls into one of 6 very important key need areas. The product solutions that we design are therefore grouped under each of these need areas, to ensure that we always have a full suite of modern solutions for all needs.

About Tokio Marine Group
Tokio Marine Holdings Inc. is the holding company for the Tokio Marine Group which is one of the leading insurers globally. The Group has stock holders equity of JPY 2,363 bn (INR 1.4 lakh crore) and Ordinary Income of JPY 3,858 Bn (INR 2.27 lakh crore) for FY 2012-2013; it operates across 38 countries/ regions and 446 cities.

With over 130 years of experience in the insurance sector Tokio Marine has expanded its reach across geographies in life and non‐life insurance sectors. The Group has also successfully established Life Insurance operations as a second generation entrant in developed markets like Japan and Singapore as well as in developing markets like China, Malaysia and Thailand. The Group is rated ‘AAA’ by Japan Credit Rating Agency (JCR) while its group company Tokio Marine & Nichodo is rated ‘A++’ by A.M. Best.

To learn more about the Tokio Marine Holdings Inc, please visit www.tokiomarinehd.com/en

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